From the Memo Board: September 2017

Praise the Lord, He is bringing many new missionaries to join our family at World Wide! Three new families have been interviewed in recent weeks. Due to security reasons, not all can be mentioned on the internet. Please click here to view information on SecureCloud, and learn about their ministries. Note: You will need to login to SecureCloud in order to view this document. Once you have logged in, click on Files, Shared, then Headquarter Happenings, then look for the file labeled September 2017 New Missionaries.

From the Memo Board: August 2017

Dates to Know

September 4 – The Office will be closed for Labor Day

Financial Status Reports

We have uploaded a Financial Status Report to your SecureCloud account. This is meant to show you the financial details that we have on file, such as your support estimate and the average amount of support you received this past quarter. This is information we provide to pastors who may call about your ministry. We ask that you update your support estimate once every four years, or as your lives and ministries change. Please review this information and contact us if you have any questions or changes.

Information for Your Supporters

As you raise support, please be sure to request that your supporters make checks payable to WWNTBM, and send checks to our PO Box rather than our street address. Our mailing address is:

PO Box 725
Kings Mountain, NC 28086

Other options for giving are available online at wwntbm.com/give. Making checks payable to WWNTBM, rather than to the individual missionary, can alleviate the possibility of the church needing to issue a 1099 to the missionary at the end of the year. If you have any questions about this please contact our Office.

Special Projects

If you will be raising funds for a special project please be sure your pastor is aware and approves of the project. Then, please contact our Office in advance, or as soon as it is practical, to conform to IRS guidelines for receipting purposes. In order for us to maintain our tax-exempt status the Executive Board must vote on any special projects for which funds are received in our Office.

Ministry Bank Accounts

If your ministry has been chartered and established as a non-profit organization, we recommend having your ministry get a bank account in its name. Funds for purchases such as land may be able to be sent directly to your ministry, thus eliminating your personal tax liability. Please note that there are limitations to this option, and of course regular support could never be sent this way. Please contact our Office for more info. (Remember: all banking information for new accounts should only be sent to us via the Signal Private Messenger application or by a voice call to our regular Office number. This is to protect the security of your banking information.)

From the Memo Board: July 2017

Dates to Know

July 4 – The Office will be closed for Independence Day.

New Board of Reference Member

We would like to welcome Pastor David Fulp as a new member to the Board of Reference of WWNTBM. Pastor Fulp and his wife, Lisa, are from Madison, NC, where he has pastored the Good News Baptist Church for 19 years. They have been in ministry for over 30 years, serving in several locations in VA and NC. Mrs. Fulp teaches at the Gospel Light Christian School in Walkertown, NC. They are parents of our missionary, Stephanie Germano, as well as a son, David II, who is also in ministry.

 New Baby!

Congratulations to Nick and Lindsey Stelzig on the birth of Elliana Joyce Stelzig. Ellie was born May 31, and she weighed 8 pounds 7 ounces and was 19.5 inches long. The Stelzigs are on deputation to church plant in Boston, MA. They have one older son, Gabriel, who is 2.

Mark Your Calendars

Now is the time to begin planning to attend next year’s Family Fellowship Week. We will meet June 18-21, 2018, with Pastor Barry Goodman and the Faith Baptist Church of Shelby, NC. If you are planning a furlough in 2018, please be sure to arrange your schedule so you can attend this meeting. It is truly the highlight of the WWNTBM year.

Europe Encouragement Conference

You are invited to attend our WWNTBM Encouragement Conference in Germany. We will hold this conference August 20-24, 2018.

This conference is open to all World Wide families. We anticipate board members and missionaries from North America, Europe, Africa, Asia, and the Middle East who may come. There will be time for leisure, preaching, shopping, and fellowship.

The meeting will be held an hour and a half north of Munich, close to the area where Lisa Kendrick and Keith and Julia Klaus are serving. You will be able to fly into Munich and take a train to the conference location. More details will be available as we get closer, but we want you to begin making plans now to attend this unique event.

 

Reformers Unanimous

Memorial Baptist Church has a thriving RU ministry, seeking to help individuals break the chains of addiction. This week we heard testimonies from several in their church who have been impacted through this outreach and some quotes from their testimonies are included below. Further information about RU is available on their church website.

“My freedom no longer belongs to me, it belongs to others, so I can help them as I was helped.” Bill Davis

“Turns out, God knows what He is doing in our lives!” Jessica Davis

“I asked God if I could make myself vulnerable to Him, and found that I could.” Chloe Loring

From the Memo Board: June 2017

Dates to Know

June 19-23 – The Office will be closed for Family Fellowship Week.

July 4 – The Office will be closed for Independence Day.

August 20-24, 2018 – Encouragement Conference in Germany.

Encouragement Meetings

Have you joined one of our encouragement meetings yet? We have had some great feedback from those who have attended, or who have listened to the recordings. We invite you to join in and be uplifted!

Weekly meetings, geared primarily towards those on deputation, are held each Friday at 10:00 a.m. (Eastern Daylight Time). Meetings geared primarily towards those in a field-based ministry are currently being held twice each month. These are scheduled for 9:00 a.m. (Eastern Daylight Time) on the second Tuesday morning of each month, and for 9:00 p.m. (Eastern Daylight Time) on the fourth Tuesday evening of each month. Questions about how to join one of the meetings may be directed to Laura Cmaylo.

The upcoming schedule of meetings is as follows:

Tuesday, June 13th – 9:00 a.m.
Tuesday, June 27th – 9:00 p.m.
Tuesday, July 11th – 9:00 a.m.
Tuesday, July 25th – 9:00 p.m.

Uplift Podcasts

Last month we announced our newest website – uplift.wwntbm.com – where we publish podcast of our weekly and bi-weekly meetings. We have finished uploading all prior podcasts, and have streamlined the site. Check us out and subscribe to these podcasts to be encouraged and stay connected. Users will need to log in to the site in order to protect the content, so that any material shared in meetings will be confidential within the World Wide family. The username is wwntbm. The password is gospel. Be sure to check back frequently to be edified and uplifted!

New Baby

Congratulations to Stephen and Charity Jenney on the birth of their newest baby, Noah Charles. He was born on May 1, and weighed 9 pounds 6 ounces and was 20 1/2 inches long. The Jenneys are on deputation to go to the Southwestern United States. Noah is their 3rd son, and joins his brothers Judson (2) and Samuel (1).

 

 

 

 

New Missionaries

Stephen and Anelly Villarreal have been accepted with World Wide as our newest missionaries to Mexico. They are sent out of the Temple Baptist Church in Laurens, SC, with Pastor David Johnston. Bro. Villarreal grew up in Mexico, where his parents are missionaries. Anelly (pronounced Áhnalee) is also from Mexico. They graduated from West Coast Baptist College and had their civil wedding ceremony this past month. They will have their religious ceremony in August. Their plans are to go to Mexico to serve as furlough replacements for his parents for one year, before returning to the US to begin deputation. Pray for them as they begin their new life and ministry together!

 

Smothers Wedding

Congratulations to Joel Smothers and Noel Ring, who will be married on Saturday, June 10! Joel has already been traveling on deputation with World Wide. Noel grew up in Brazil where her family continues to serve as missionaries. She has been teaching at the Puerto Rico Baptist College for the past two years. Please be in prayer for this young couple as they begin their life together, and as they raise support for their future ministry in Brazil. They plan to work with the Dickens family.

The God of the Impossible

“The Israelites could not conquer Canaan if they could not get to it, and getting to it required taking an impossible path–across the raging Jordan River. We too are sometimes called in our ministries to do what seems impossible. We must prepare to walk the impossible path by clinging to God’s promises. His presence makes the impossible path a road you can take.” Author unknown

If you today are facing a seemingly impossible task, meditate on these words by Frank Garlock:

I don’t know how God hangs the world on nothing,
Or how He keeps the planets each in place.
I cannot count the sands upon the seashore,
Nor can I count the stars that float in space.
But God can do what seems impossible;
God controls eternity.
My mind can never comprehend it,
But God in heaven cares for me!

“And Jesus looking upon them saith, With men it is impossible, but not with God: for with God all things are possible.” Mark 10:27

From the Memo Board: May 2017

Dates to Know

May 29 – The Office and all US Banks will be closed in observance of Memorial Day.
May 30 – Revised Pay Date for those who normally receive their support on the 29th.
June 19-22 – Family Fellowship Week in Ocala, FL.

Uplift Podcasts

World Wide has launched a new website–uplift.wwntbm.com–where we will publish podcasts of the weekly Deputation Meetings, as well as the bi-weekly Field Meetings. Users will need to log in to the site in order to protect the content so that any material shared in meetings will be confidential within the World Wide family. The username is wwntbm. The password is gospel. Be sure to check back frequently to be encouraged and uplifted!

Field Encouragement Meetings

We have started bi-weekly conference calls to provide a time of fellowship, encouragement, and prayer for our missionaries on the field. Our desire is for this to be a time of connection and strengthening as we seek to build each other up in the ministries to which the Lord has called us. We currently have meetings scheduled for 9:00 a.m. (Eastern Daylight Time) on the second Tuesday morning of each month, and for 9:00 p.m. (Eastern Daylight Time) on the fourth Tuesday evening of each month. Hopefully, this will give a variety of individuals in different time zones the opportunity to participate. The meetings typically last approximately 30 minutes, and they include a brief challenge from Bro. O’Malley and from one of our Board Members, as well as a time of prayer. If you have questions about how to join one of the meetings you may email Laura Cmaylo. Audio of past meetings is available by clicking here.

The upcoming schedule of meetings will be as follows:

Tuesday, May 9th – 9:00 a.m.
Tuesday, May 23rd – 9:00 p.m.
Tuesday, June 13th – 9:00 a.m.
Tuesday, June 27th – 9:00 p.m.

REAL ID: New Travel Documents May Be Needed Soon

Please be advised that US airports may potentially begin enforcing new policies regarding the use of driver’s licenses as forms of accepted ID for flying purposes starting January 22, 2018. The issue termed “The REAL ID” originates from the REAL ID Act passed by Congress in 2005. In effect, state driver’s licenses may no longer be valid for travel within the US unless the issuing state complies with the new federal regulations. Though passports will continue to be acceptable forms of ID, it is important to be informed on the matter and how it may affect you in the future.

Click here to find out more about the REAL ID Act and how your state is handling these new requirements.

Click here for additional information from TSA.

New Baby

Congratulations to Fred III and Brittany Daniel on the birth of their newest baby, Jedidiah Daniel. He was born on April 9 and weighed 7.4 pounds. The Daniels serve in Mexico. Jedidiah is their 7th child.

Graduations

Several in our missions family are graduating this spring. Please be in prayer for them as they make transitions in their lives and seek the Lord’s will concerning future plans.

John Bergman will graduate from Eagle Heights Christian School in Kansas City on May 25. He is still praying about future plans.

Kody Boylston will graduate from high school this spring. He plans to work for a year before attending ABC next fall.

Jeremiah Estep will graduate from Valley Baptist Christian School in Edinburg, VA. He plans to attend PCC this fall and pursue a degree in secondary education.

Sandy Hanna will be graduating from high school. She plans to move to the United States to study nursing at PCC.

Priscilla Milgrim will graduate from Kauai Christian Academy on June 2nd. She plans to begin working on requirements to become a Flight Attendant.

Josh Quinlan recently completed his degree from the University of Guam. He continues to assist in his parents’ ministry in Guam.

Rachel Quinlan graduated some time ago; she is planning to go to PCC this fall.

Stephen Quinlan recently completed his degree from the University of Maryland online. He continues to assist in his parents’ ministry in Guam.

Angelina Zimmer will graduate from BJU with a degree in health sciences. She is praying about pursuing a Master’s degree in Public Health.

Jacob Zimmer has graduated from high school and plans to attend BJU this fall.

From the Memo Board: April 2017

Dates to Know

April 1 – February financial reports will be due
April 14 – the Office will be closed for Good Friday
June 19-22 – Family Fellowship Week in Ocala, FL
August 20-24, 2018 – WWNTBM Encouragement Conference in Germany

Doctrinal Agreements

If you have submitted your doctrinal agreement statement, your new card for 2017-2018 is now available for you to download and print from your SecureCloud folder. If you have not yet submitted your annual agreement, please click here, or email Naomi Torberson as soon as possible, indicating that you have read and are still in agreement with our Articles of Faith. If you have questions or concerns, please contact John O’Malley.

Charitable Contributions

Charitable contributions may be carried into future years if they cannot be deducted in the current year because they exceed your adjusted gross-income limits. You may be able to deduct the excess in each of the next five years until it is used up, but not beyond that time. Details of this option are available in IRS Pub 526. We encourage you to discuss this possibility with your tax preparer, as it may be beneficial during furloughs when the Foreign Income Exclusion may not apply.

Amazon Shopping Donation

Did you know that it is possible to support the ministry of World Wide through your regular purchases from Amazon? Simply click here to begin your shopping experience at smile.amazon.com, and then link your account for Amazon to make donations to World Wide New Testament Baptist Missions Inc. Amazon will then donate a portion of their proceeds to the Office.

Vehicle Need

The Boylston’s are in need of purchasing a vehicle for use on their upcoming furlough in late September. If you know of a mini-van or similar vehicle for sale, please click here to contact them with information. Thank you for your assistance!

New Baby!

Congratulations to Michael and Nora Deatrick on the birth of Corban Matthew, who was born on March 18th. He weighed 7 pounds 12 ounces and was 20 inches long. We rejoice that Corban was born healthy and is doing well! Please continue to pray for Nora, as she is still having some ongoing medical issues. The Deatricks are nearing the end of their deputation to go to the Solomon Islands, and are praying about the timing of their departure.

A Day in the Office

These past few months have been full of unique experiences for our Office Staff. We’ve had several of our missionaries visit, and we have also had several off-site trips to visit and assist different churches. If you are ever in the area please come by and see us. We love having visitors! Here are a few pictures.

Our Office Staff with several of the wives of our board members, on a recent trip to Florida. Left to Right: Kim O’Malley, Darleen Whetstone, Boone West, Mamie Bell, Beth Daniel, Naomi Torberson, Bekah Cmaylo, Debbie Krachenfels, Emily Sanderlin

 

Some of our Staff with the Office Staff at Grace Baptist Church of Newport, NC. Left to Right: Bekah Cmaylo, Alecia Robinson, Naomi Torberson, Yuri Wells, Ada Burns, Dorothy Silvera

 

Kristin Stalcup with Baby Timmy and her mother, Connie Roberson

 

Our Office Staff with Adrian and Emma Hendricks

 

Richard and Ann Bibey

 

The Rose Family – Matthew, Rebecca, Esther, Deborah, Hannah, Lydia

 

Ayser Mazahreh & Ghassan Haddad

From the Memo Board: March 2017

Dates to Know

April 1 – February financial reports will be due

April 14 – The Office will be closed in observation of the Resurrection of our Lord

June 19-22 – Family Fellowship Week in Ocala, FL

Tax Notes

As you prepare to submit your financial documents to your tax preparer, here are some things you may want to remember to give them:

• List of dates you were in the US vs. out of the country
• Details of any housing expenses
• Information on any retirement plans
• Information on any investments
• Information about any foreign bank accounts on which you are a signatory
• Details of any family births or deaths (Names, dates, and SSNs)
• Details of estimated taxes submitted
• Information about your health coverage and medical expenses
• W-2s, 1099’s, and other tax forms received
• Information about tuition and fees paid for a child in college (including name and SSN of the child) and a copy of Form 1098T if received.
• Details of charitable contributions

Encouragement Opportunity

For several months, we have been hosting a weekly virtual meeting for those on deputation. This is a 30 minute call that is a time of fellowship, encouragement, and prayer. (Click here to listen to past recordings.) We would like to expand this opportunity to all of our missionaries, as a means of building community within our missions family. Our thoughts are to offer two different meetings per month, to allow for participation regardless of time zone. Our goal is for this to be a time of connection, encouragement, strengthening, and prayer as we seek to build each other up in the work to which God has called us. Please click here to provide your feedback on what times would work best for you to be able to participate.

Women of World Wide

You asked – we answered! We have been approached several times about finding a means by which ladies in our missions family can connect with each other to share ideas, struggles, encouragement, and fellowship. We have launched a special Facebook group called Women of World Wide. This will be a closed group, open only to ladies within our missions family. To join, email Laura Cmaylo and request to join the group. Once your request is approved, join in the conversation! Feel free to share prayer requests, recipes, recommendations, and ask questions of the other missionary wives in the group. We hope this will be a help and encouragement to our ladies!

New Babies!

Congratulations to Tim and Kristin Stalcup on the birth of Timothy Richard, Jr., who was born on February 5th. He weighed 8 pounds and was 20 inches long. The Stalcups also have a two-year-old daughter, Anna Faith. They are on deputation to minister to the Muslims in New York City.

 

 

 

 

Congratulations as well to John and Sarah on the birth of their second child, Eliana Noelle, on February 21st. She was 19.2 inches long and weighed 7 pounds 5 ounces. She joins her older brother, John Gabriel, who is 19 months. Everyone is doing well! Keep them in prayer as they continue to serve overseas.

From the Memo Board: February 2017

Dates to Know

February 15 – You should receive the 2017 MFR Template with the new mileage rates.

March 1 – January Financial Reports will be due.

June 19-22 – Family Fellowship Week in Ocala, FL.

Benefits of Financial Reports

The Monthly Financial Report (MFR) is the tool that missionaries can use to become accountable to WWNTBM for their reimbursable expenses, rather than having all funds listed as salary. Over the course of 2016, 80% of those eligible chose to submit MFRs. By doing so, they were able to reduce their W-2 Wages by a combined average of 32.27%. If you are not currently utilizing MFRs and would like information about how to begin, please contact our office.

Financial Status Report

We have uploaded a Financial Status Report to your SecureCloud account. This is meant to show you the financial details that we have on file, such as your support estimate and the average amount of support you received this past quarter. This is information we provide to pastors who may call about your ministry. We ask that you update your support estimate once every four years, or as your lives and ministries change. Please review this information and contact us if you have any questions or changes.

Deputation Meeting Archives

Bro. O’Malley holds weekly meetings with our missionaries on deputation, our office staff, and a different guest speaker every Friday. Audio and notes from these meetings can be found in this Dropbox file.

Communication Tools

Our goal is to communicate with you in the best and easiest way available for you. Many of our missionaries use a variety of apps to communicate easily with those on their field, as well family who are far away. If you have a tool you are using for communication such as WhatsApp or WeChat, and you would like to be able to communicate with the office using this tool, please contact us with your information, and we will connect with you there.

Easter Traditions

Over the Christmas season we featured Christmas traditions from several mission fields on our social media accounts. We would like to do the same thing for Easter this year. If your ministry has a special outreach or your field has an unique tradition for Easter that you’d like to share, please let us know.

From the Memo Board: January 2017

Dates to Know

January 9 – Missionaries will receive their emailed statements of December Support Received.

January 11 – All missionaries will receive their final December support on this day, regardless of the day that they normally receive support.

January 16 – December financial reports will be due, along with any remaining receipts or financial paperwork for 2016.

June 19-22 – Family Fellowship Week with Memorial Baptist Church in Ocala, FL. Begin arranging your summer schedule to be with us!

New Missionary

Matthew and Rebecca Rose have been accepted with World Wide as our newest missionaries to Kenya. They are sent out of Grace Baptist Church of Hinesville, GA, with Pastor John Mills, where Bro. Rose has been serving as the youth director for the past five years. The Roses have four daughters: Deborah (5), Hannah (4), Esther (2), and Lydia (1). Please pray for the Rose family as they begin deputation.

 

New Baby

Congratulations to Matthew and Nikki Brown on the birth of Judah Lee, who was born on Christmas day! Judah weighed 6 pounds 13 ounces, and was 20 inches long. Praise the Lord for a safe delivery, as there were several complications during the pregnancy. Mom and baby are doing great! Judah is the Browns’ third child, joining Joshua (3) and Julie (1). The Browns minister in Cambodia.

Family Fellowship Week Change

Due to the damage caused by Hurricane Matthew, our annual Family Fellowship Week for 2017 is being moved to Memorial Baptist Church in Ocala, FL, with Pastor Michael West. It will still be held on June 19-22, 2017. Please check your calendars and make arrangements accordingly.

SecureCloud Packets

At the end of each month, we scan any mail that has come to the Office and place it in your SecureCloud folder.  This would include check stubs for all bills paid by the Office, as well as any cards or correspondence from donors. Please be sure to check your account periodically, especially this month, as many missionaries have received Christmas cards and letters, which would be available to you there.

Missionary Orientation School Online Update

In 2016, we launched a website for our new Missionary Orientation School (MOS), so missionaries can take classes online to assist in beginning deputation or refresh their memory on various topics. We have recently updated this website, so that any user can take notes online while watching the lessons. (See the photo below for the icon to access this notes feature.) On the main homepage for the videos, users can now see two new links for “Public Notes” and “My Notes” from which you can access or download all your notes at once, or you can click through individual lessons to see your notes there as well.

We would like to encourage all current students to work on finishing these classes as soon as possible in the new year. If you do not have a user a account and would like to take these courses, please contact our office and we will be happy to send you credentials so you can avail yourself of this opportunity.

January Income Totals

During a typical month, we close the books on the 25th, and any checks received after that date are posted to the following month. Due to receipting requirements, we cannot do this in the month of December. As a result, please be aware that your December support total may be higher than normal, while your January support total may be lower than normal. Please be sure to plan ahead for this!

Housing Allowances for 2017

Housing allowances previously in place have automatically rolled over to the new year. Missionaries who are ordained are eligible to have a housing allowance in place, which can provide certain tax benefits. If you did not have a housing allowance in 2016 and would like to have one for 2017, or if you have questions regarding this, please contact our office.

New Excel Template

A new Excel template for the year 2017 will be available during the second week of February. This will give us time to review the need for any possible updates. January financial reports will be due on March 1. Should you wish to complete your report before the new template is available, you are welcome to submit it on the 2016 template.

New Mileage Rate

Beginning January 1st, the IRS mileage rate has decreased to $0.535 per mile for business/ministry miles. This change will be reflected on the new Excel template for 2017.

From the Memo Board: December 2016

Dates to Know

December 9 – Revised pay date for those who normally receive funds on the 10th.

December 9 – All prayer letters should be submitted to our staff in order for your recipients to receive them before Christmas.

December 16 – Please contact us by this date if you will need funds in your account before Christmas or the end of the year.

December 21-28 – The Office will be closed in celebration of Christmas.

January 1 – November financial reports will be due.

January 9 – Missionaries will receive their emailed statements of December Support Received.

January 11 – All missionaries will receive their final December support on this day, regardless of the day they normally receive support.

January 16 – December financial reports will be due, along with any remaining receipts or financial paperwork for 2016.

December Support

Please contact us by December 16 if you would like funds in your account before Christmas. Final December support distributions will be made on January 11th for all missionaries, regardless of their regular pay date. Contacting us by December 16 will enable us to schedule your funds around bank closings and holiday hours. Should you have an emergency need after December 20, you may contact our staff at the following numbers:

John O’Malley: 704-974-6108
Kim O’Malley: 704-974-1008

January Income Totals

During a typical month, we close the books on the 25th, and any checks received after that date are posted to the following month. Due to receipting requirements, we cannot do this in the month of December. As a result, please be aware that your December support total may be higher than normal, while your January support total may be lower than normal. Please be sure to plan ahead for this!

New Board of Reference Member

renfrowsWe would like to welcome Pastor Mike Renfrow as a new member to the Board of Reference of WWNTBM. Pastor Renfrow and his wife, Priscilla, are from Wilson, NC, where he pastors Trinity Baptist Church. Prior to their time in the pastorate, they served for several years in evangelism. They have four children: Micah, Stuart, Emily, and Laura. Trinity is the home church for Ruby Kersey, as well as Alejandro and Fina Sanchez.

New Missionary cordeiro_tati-2016

Tatiana Cordeiro has been accepted with World Wide as our newest missionary to Brazil. She is sent out of Fairfax Baptist Temple in Fairfax, VA, with Pastor Todd Abbey. Miss Cordeiro has already served in Brazil for ten years, where she has ministered with the Mike Ring family. Please pray for her as she continues to raise support and makes preparations to return to the field early next year.

Retirement Accounts

Each year we are required to publish the following to all missionaries:

WWNTBM currently offers our missionaries the option of participating in a 403(b) Retirement Plan, the non-profit version of a 401(k) plan. We encourage all of our missionaries to participate in some type of retirement planning. If you do not currently have a 403(b) account and would be interested in opening one, please contact our office for a listing of vendors and more information.

Due to IRS regulations, we are required to use a Third Party Administrator (TPA) to handle all 403(b) accounts. The administrative fee is $50.00 per year, which will be deducted from Support each January or February for those who contribute. The TPA assists us by administering our plan and keeping us in compliance with the Department of Labor and IRS codes.

Please note that loans and hardship withdrawals are not allowed by the companies who manage your 403(b).

Please see the file in SecureCloud for the latest information on contribution amounts and limits for 2016 and 2017.