From the Memo Board: September 2019

Dates to Know

October 1 – August financial reports will be due

June 15-18, 2020 – Family Fellowship Week in Kinston, NC

Our Bank has Changed!

We are now using Home Trust, a local bank that will enable us to better serve our missions family. Please be aware of the following items as we make this transition.

  • In order to have next-day funds available in a US Bank, our office must receive the request by 2:00 p.m. Eastern Time. Requests received after that will take two business days to show in your US bank.
  • We will not be making banking transfers during the week of September 3-6, to ensure there are no issues during the transition.
  • Starting on September 9, please be aware that transfers from WWNTBM may appear somewhat differently on your statements.

Identity Protection

Risks of identity theft continue to rise. Awareness of how your information is stored and used is key to protecting yourself. World Wide strives to protect the information you entrust to us. Here are ways you can further protect yourself.

    • Click this link to watch an Identity Theft Prevention video from our bank.
    • Do not send sensitive information (account numbers, balances, or financial requests) to anyone via email.
    • Utilize our Signal Private Messenger app to request transfers to your account, or call our main office number at 704-730-1440 to speak with us directly. If you do not have Signal and need to contact us after hours, you may call the main number and leave a voicemail.
    • Utilize our SecureCloud file transfer system to share documents with sensitive information.
    • Note: Monthly Financial Reports typically do not contain sensitive information such as account numbers. For submitting those reports, please use the email address [email protected] instead of SecureCloud.

    Trip Insurance

    We recently heard of a situation where a missionary traveling on a short-term trip needed to be evacuated to the US for medical needs. The process was lengthy and expensive! If you are traveling internationally, you may wish to consider trip insurance. Some credit card companies offer policies for trips purchased with their card. Most airlines offer options at the time of purchasing tickets. Our staff has also used Seven Corners Insurance. They cover overseas medical care in addition to trip cancellation or evacuation needs. They will also provide medical insurance for those coming to the US for short periods of time if the individual’s overseas insurance does not cover US needs.

    Birth Announcement!

    Hudson Michael McKinney was born on August 15. He weighed 7 pounds 10 ounces and was 21 inches long. Hudson is the third son of Jacob and Shera McKinney and joins his brothers Ryland (6) and Landon (4). The McKinneys are finishing their deputation and hope to leave for their first term in Bolivia early in 2020.

    Podcasts for HH

    The following recordings were recently published on uplift.wwntbm.com. You may access the site by entering the username: wwntbm and the password: gospel. These recordings for our missions family contain the Uplift calls in their entirety, including prayer requests and challenges to our missionaries. We hope they will encourage your heart.
    Living in Babylon by Rolando Ortiz

    Abiding in Christ by Guy Grenade

    Trust in the Work of the Word by Terri Moore

    Are You Blessed? by Jeremy Lockhart

    No One Too Small by Elwood Hurst

    Having the Right Spirit by Gene Krachenfels

Photos with our Missions Family

Our staff loves visiting with our missionaries, whether in the US or on the field. Recently, some of our staff was able to visit several missionaries where they serve.

Noah, Samuel, Stephen, Charity, Valiana, and Judson Jenney with Darleen and Danny Whetstone in California.
Robert, Carrie, and Pat Mathena with Kim and John O’Malley in Grenada.
Millie and David Preston with Danny Whetstone in Utah.
Edgar and Rosann Feghaly with Naomi Torberson in Lebanon.
Naomi Torberson with Maha and Karim Dahdah in Lebanon.
Milad Khaled, Naomi Torberson, and Sara Khaled in Lebanon.

From the Memo Board: August 2019

Dates to Know

August 1 – June financial reports will be due

August 30 – Revised pay date for those who normally receive funds on the 5th and 10th (of September)

September 1 – July financial reports will be due

September 2 – The Office will be closed in celebration of Labor Day

June 15-18, 2020 – Family Fellowship Week in Kinston, NC

Our Bank Is Changing!

By the end of September, we will complete a change from our current banking partner to a bank better able to serve all our mission family. To be sure you have no difficulty in receiving funds, please be aware of the following dates:

  • August 30 — Revised pay date for those who normally receive funds on the 5th and 10th of September.
  • September 2 — All US banks will be closed for Labor Day.
  • September 3-6 — We will not make banking transfers during this week, except for emergencies. This will ensure no issues during the transition between banks.
  • September 9 — Starting on this date, please be aware that transfers from WWNTBM to your bank account may appear somewhat differently on your statements.

If you have any questions, please contact Mrs. Kim.

Missions Apartment in Staunton, VA

Don and Linda Antonow, parents of our former staff member, Jaimie Dillon, have an apartment available for missionaries traveling in the Staunton, VA, area. The apartment has a private entrance and shares the bathroom with the main home. For details or reservations contact Don at 610-737-6796 or Linda at 610-597-9336.

Celebrating 50 Years

In 1971, God brought to fulfillment the dream He had planted in Bill Wingard’s heart to start a missions agency. That same year, Calvary Baptist Church of New Bern hosted the first annual Family Fellowship Week. While the faces have changed through the years, what has not changed is the focus on encouragement and fellowship during the meeting. Click here to see what others have said about attending Family Week. June 15-28, 2020, New Testament Baptist Church of Kinston will co-host the 50th Annual meeting along with Calvary of New Bern. Make plans now to attend!

Uplift Podcast

The following recordings were recently published on uplift.wwntbm.com. You may access the site by entering the username: wwntbm and the password: gospel. These recordings for our missions family contain the Uplift calls in their entirety, including prayer requests and challenges to our missionaries. We hope they will encourage your heart.

Giving All Diligence by Jeremy Lockhart

A Proper Perspective in Prayer by Harold Vaughn

Broken and Poured Out by Chris Swiatocho

What to do When the Pressures Come by Mike Renfrow

Don’t Forget Love! by Gene Krachenfels

The Importance of Intercessory Prayer by Mike Renfrow

Prayer & Dates: August 2019

August Prayer/Praises and Special Dates

Click the link above to download a PDF of prayer requests and praises as well as the birthdays and anniversaries for August. Note: You will need to login to SecureCloud in order to view this document. Once you have logged in, click on Files, Shared, then Headquarter Happenings, then scroll to the month you would like to view. This step protects people with WWNTBM in restricted access fields.

Testimony Sessions

“I followed Him and learned….”

Five men from all stages of deputation, furlough, and pastoral ministries shared lessons they have learned as they followed Christ.

Each message title below contains links to the audio via our Uplift podcast site. In order for the direct links to work, you must be logged in with the username: wwntbm and the password: gospel.

Special Speaker

One of our missionaries is on furlough from the Middle East. His name has been omitted for security purposes, and the recording is unavailable.

Lessons from my family:

  • If you can’t talk of your struggles with others in the missions family, you can’t do so anywhere.
  • Church doesn’t have to be a big building.
  • As a missionary kid, you’re always a stranger wherever you go.
  • God’s ways aren’t ours. I wanted my life to go a certain way before we went to the field. But I gained and became a better person.
  • You can make a place you really don’t like into a home.
  • People everywhere are basically the same.

Lessons from Peter:
Christ called Peter to follow Him at the beginning of his ministry. In the middle of his ministry, Christ reminded Peter to continue to follow Him, in spite of what others may be doing. At the end of his ministry, Peter was still following Christ and growing in grace. In following God, there will be amazing things you will do, but you may be terrified. Follow anyway. It is better to be terrified following God than terrified walking alone.

Frank Camp

Note: Part of point one is missing from the recording due to technical issues. 

If you truly follow Christ, you will do so when others are not, when things are difficult, and when others have it easier. You will learn that God changes your perspective. You will see God give clarity through many prayers. You will see His compassion for people. You will learn He can call you to a specific place. You will experience His care for your provisions. You will know His calm of peace. You will have His confidence in placement.

Tim Germano

Unfortunately, we do not have a full recording of this session.

Be faithful. Guard your time with Christ. Realize it’s not about you, it’s all about Him. We are not the treasure; we are just a worthless box holding the treasure. When people are looking for treasure they are not enamored by the box. When we realize this truth, we will be the missionary God desires. Realizing this truth takes the pressure off of us. We can then be free to faithfully serve and watch Him work through us. When we realize this truth, we can get out of the way and let Him work.

Seth Folkers

Unfortunately, we do not have a full recording of this session.

The writer of Hebrews encourages us to follow the faith of the older generations, considering the end of their lives. What you look to is the direction you will go. We must have goals. But we must keep our eyes on the Lord Himself, rather than on our own goals, even if we have a good godly goal. Otherwise, we will seek to reach the goal in our own way. Joshua had his eyes set on the goal of conquering Ai, and failed to consider God’s method. Joseph had a dream from God, and never forgot it, but focused on serving God and others and allowed God to make the dream a reality.

Russ Bell

God says what He means and backs up what He says. When you do what He says, He will do the rest. God often carries us through the fire that we may comfort others. When you are in His way He will lead you. Don’t dwell on the former things, but allow God to do a new thing in you. Don’t put God in a box or make Him a servant to your plans. You are His servant. Don’t be afraid for Him to change your direction. I’ve learned that God is faithful and true, and that is all I need to know.

Prayer & Dates: July 2019

July Prayer/Praises and Special Dates

Click the link above to download a PDF of prayer requests and praises as well as the birthdays and anniversaries for July. Note: You will need to login to SecureCloud in order to view this document. Once you have logged in, click on Files, Shared, then Headquarter Happenings, then scroll to the month you would like to view. This step protects people with WWNTBM in restricted access fields.

From the Memo Board: July 2019

Dates to Know

July 1 – Revised pay date for those who normally receive funds on the 29th

July 1 – May financial reports will be due

July 4 – The Office will be closed in celebration of Independence Day

August 1 – June financial reports will be due

June 15-18, 2020 – Family Fellowship Week in Kinston, NC

New Missionary

Rebekah Joy Childers has recently partnered with WWNTBM. She is sent out of the North Love Baptist Church in Rockford, IL, with Pastor Paul Kingsbury. Joy is a graduate of Ambassador Baptist College. In 2012 she served as an associate with us during a summer internship with Mike and Sue Smith in Colorado. She will be serving in Grenada, helping her brother and his family start a Christian school. Pray for her as she begins deputation.

Congratulations!

Kim O’Malley recently completed her Financial Coach Master Training through Dave Ramsey. This has been a long term goal of hers, and we are thrilled to recognize her achievement. Her desire is to use this training to further assist our missionaries in the area of financial planning.

50th Anniversary Family Week

Now is the time to begin planning to attend next year’s Family Fellowship Week. We will meet on June 15-18, 2020, with Pastor Tim Daniel and the New Testament Baptist Church of Kinston, NC. If you are planning a furlough in 2020, please be sure to arrange your schedule so you can attend this meeting in its entirety. It will begin with dinner on Monday evening and end with the Thursday evening service. Most attendees plan to depart Friday morning. This will mark our 50th Family Week! In recognition of this, the Thursday evening service will be held at Calvary Baptist Church in New Bern, with our founder and chairman, Pastor Bill Wingard. Don’t miss this exciting week! It is truly the highlight of the WWNTBM year.

Office Update

At Family Week, John O’Malley gave an update on what is happening in the Office. This is a transitional year. Thank you for bearing with us as we make changes related to two key areas.

The first key area is the change from W-2 Employees to 1099 Independent Contractors.

  • We collected Form I-9 from all missionaries who were with us prior to January 1, to cover our bases under employee records that need to be maintained for 3 years.
  • In January, we issued our final W-2s.
  • This year we are collecting Form W-9 (or W-8BEN) from all individuals, to set us up with the new Independent Contractor status.
  • In January 2020, individuals will receive a 1099. This will mean two main changes for personal tax filings. First, the form on which you receive the info. (The figures themselves will not change.) Second, the ability under new tax laws to personally list on Schedule C what may not fall under our accountable plan.

The second key area is related to sending funds to charities. We are working with over 15 missionaries who have foreign charities, to register them with our CPA.

Key thought for those on deputation: Ministry tax situations will likely be different from what you have dealt with before. Take time to understand how your ministry will affect your taxes before you leave for the field. Find a good tax advisor familiar with missionaries and those living overseas. Our staff can help.

Family Fellowship Week 2019 Quotes

Give in a way that looks like Christ and feels like family. – John O’Malley

Withhold nothing from God and you’ll find a journey you can never create for yourself. – John O’Malley

There’s a unity in the fellowship of sorrows. – Missionary Teen

When God answers prayer, quit arguing and just move forward. – Frank Camp

Serve Christ and have fun doing it! – Frank Camp

Everyone wants to tell stories of God’s provision and grace. The question is whether you are willing to pay the price. It will not be cheap. But if you do, you will one day be able to reminisce. The price may not seem worth it now but will be life’s delight in the end. – Danny Whetstone

If you are afraid in the dark, go anyway. The darkest hour is just before the dawn, and then you will see there was nothing to fear. – Chad Estep

Our lives are not an accident. If we are walking with the Lord, anything we face is in His providence. – Bill Wingard

He who will not sail until all dangers are over must never go out to sea. – Thomas Fuller

There is always a risk in following God. But if God tells you to go forward, the risk is on Him. – Paul Zimmer

A critical spirit always finds disappointment no matter where it looks. – Michael West

Failure can teach us valuable lessons. – Mike Renfrow

Even when you cannot see His plan, you can still follow Him! – Jeremy Lockhart

Disappointment comes when reality does not meet your expectations. – Danny Whetstone

Learn to speak with people in all levels of life. Be able to jive with the good ol’ boys and speak with the PhD. We must be all things to all men. – David Fulp

Be the best you can for Christ. You’ll be glad you did! – David Fulp

Do not have your concert first, and then tune your instrument afterward. Begin the day with the Word of God and prayer and get first of all into harmony with Him. – Hudson Taylor

Following Christ brings witness of Divine influence in your life. – Tim Daniel

We can’t live by sight alone and still see the wonderful works of God. – Tim Daniel

Knowing God has led you is the most important knowledge to go to bed with. – Russ Bell

God upsets our plans because He has greater plans for us. – Jeremy Lockhart

You will have confidence in something. It might as well be in God. – Michael West

It takes pressure to be conformed to something. Allow God to use difficulties to make you more like Him. – Michael West

Fear not to preach the obvious. You cannot go deeper than the truth that God loves us. – Danny Whetstone

Planning for the Future

“Be thou diligent to know the state of thy flocks, and look well to thy herds. For riches are not for ever: and doth the crown endure to every generation?” Proverbs 27:23-24

“For the children ought not to lay up for the parents, but the parents for the children.”  II Corinthians 12:14

Scripture clearly teaches the principle of planning for the future and making preparations to care for succeeding generations. Missionaries often focus so much attention on getting to the field and the resources needed for ministry, that they forget about this important area. We daily focus on telling others about the brevity of life. As we encourage others to plan for their eternal future, let us not forget to plan for our earthly future.

Practical steps you can take to ensure peace of mind for your family:

1 – Make a Will

  • You and your spouse should have individual wills, which include instructions if you are survived by your spouse, or if you and your spouse both pass at the same time.
  • Decide who will be your executor.
  • Decide who will care for your children.
  • Decide who will receive your belongings.
  • Decide what items will go to specific individuals (wedding rings, family heirlooms, etc.).
  • Decide on the amount(s) to give to charity.
  • Decide who will care for pets.
  • Be sure all names in the will are spelled correctly to avoid delays.
  • Do not sign your wills until you are in the presence of a notary public and two competent witnesses unrelated to you who are not beneficiaries to the will!

2 – Prepare Other Legal Documents

  • Designate Power of Attorney(s) to handle financial matters.
  • Designate Power of Attorney(s) for health matters.
  • Consider having your spouse as a co-signer on all financial accounts.

3 – Obtain Life Insurance

  • Consider funds to cover funeral expenses and possible repatriation of remains.
  • Consider the possibility of moving your family home from the field.
  • Consider any one-time expenses you wish to fund, such as paying off any outstanding debt.
  • Consider income to help your family into the future.

4 – Consider Funeral Preparations

  • What can you record that will be helpful to loved ones who will need to make difficult decisions during an emotional time?
  • Where do you wish to be buried?
  • Are there specific verses or songs that are special to you?
  • What are significant dates in your life, including your salvation and call to service?

5 – Create a Legacy Drawer 

  • This is a single location to store all important documents.
  • Include a list of all financial accounts, with account numbers, contact information for the financial institutions, and passwords to access online details.
  • Include documents such as Birth Certificates, Social Security Cards, Passports, Wedding License, Deeds, Titles, etc. If originals are in a safety deposit box, include copies and details of how to locate originals.
  • Include passwords, combinations, usernames, PINs, etc. Be sure to include information about your online presence such as social media accounts and personal websites.
  • Click here to view Dave Ramsey’s complete article for more details.

Resources:

1 – Recommended Advisors

  • Accountant
  • Investments Advisor
  • Life Insurance Agent
  • Banking Advisor
  • Attorney

2 – Websites